skipper3你的帐又算错了。



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送交者: Enlighten 于 2005-3-22, 17:50:49:

Now let's say you have an inflation rate of 50% and after one year, your 1,000k debt will become 500k. and two years, it's 250k. This should make you very happy because after two years you only have to repay 250k in today's money.

However, you overlooked the fact that you have to pay interest at a rate of greater than 50%, or 500k a year, on that loan. So the happiness you derived from seeing inflation devaluing your debt is totally offset by the huge interest you have to pay every year. Unless the banking system is screwed up, the interest rate will always be higher than inflation rate. In other words, your pay for the inflation and the bank is total covered no matter what the inflation is. If the inflation is high, it will get more from you every year before seeing its money is worth nothing some 20 years later.

So to think you can rely on the inflation to reduce your debt burden is completely miscalculated.



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