Yes, it is kind of misleading, but a solution to HunHun's concern.
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送交者: 插一腿 于 2007-01-26, 12:27:14:
回答: I think it's misleading 由 tom_cat 于 2007-01-26, 12:00:41:
The premium is high because you get older and anti-selection, people who select to renew on average have much worse health condition than those who don't.
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