送交者: blackbox 于 2006-6-14, 20:35:19:
得，送护理院贝，那谁付钱啊？
WHO PAYS FOR LONG TERM CARE (LTC)?
Many people are under the impression that Medicare, Medicaid or their health insurance will pay their Long-Term Care costs.
But Medicare has eligibility requirements for skilled nursing care only and is for a limited time period.
Medicaid is a welfare program.
And health insurance and medical supplements do not cover nursing home care.
So individual and family through their savings, assets, and cash pay most of the Long Term Care costs.
Or purchase long-term care insurance
Long-Term Care covers help with:
Daily activities such as bathing, eating, dressing
Skilled nursing care or rehabilitation training either in a nursing facility or at home
Cognitive impairment such as Alzheimer's and deals with care-oriented conditions, not cure oriented